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Exclusive Benefits for Employees of Capgemini |
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| Digital account opening |
| Staff-assisted digital account opening for shorter TATs. Instant Welcome Packs (IWP) at the time of account opening. |
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| Transaction waivers |
Unlimited ATM transactions at HSBC and other banks’ Visa ATMs in India.
No charges on NEFT/RTGS transactions and demand drafts and waiver on annual debit card fees. |
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| Simplified documentation |
| Apply for a credit card at the time of account opening with our integrated account opening journey. |
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| Reimbursement account |
| Separate current account for seamless reimbursement management. |
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| Cluster deposit facility |
| Transfer extra savings from the account to a fixed deposit, through a cluster deposit facility. |
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Choose the banking account best suited to you from our propositions – |
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Account Type/Proposition |
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CEP Eligibility |
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Features |
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HSBC Savings
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Hold a Corporate salary
account under HSBC’s Corporate
Employee Programme in India,
with monthly salary credit into
the account. |
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An international debit card with a daily cash withdrawal limit and daily purchase limit of  100,000 |
For complete details and definitions kindly click here |
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HSBC Advance
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Hold a corporate salary
account under HSBC’s Corporate
Employee Programme in India,
with a
net monthly salary credit
of 50,000 or more into
the account. |
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An HSBC Advance Platinum Debit Card, which enables cash withdrawals at HSBC ATMs worldwide. Moreover, you can withdraw cash overseas at HSBC ATMs with no cash withdrawal charges (currency conversion charges as applicable) |
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Transaction limit for withdrawal and POS usage is
200,000 each per day per account |
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Access to international services such as emergency encashment assistance up to USD 10,000 |
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Global View and Global Transfers to link and manage all your HSBC overseas accounts through a single login |
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Click here for more information |
For complete details and definitions on HSBC Advance kindly click here
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HSBC Premier
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Hold a corporate salary account under HSBC’s Corporate
Employee Programme in India,
with a net monthly salary credit
of 300,000 or more into the account. |
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A dedicated Relationship Manager and a Service Manager to help you with your banking needs |
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Complimentary Premier credit card with an attractive reward programme with great redemption value, strong lifestyle offers (including 12,000 per year worth movie/entertainment benefits) and travel related benefits such as travel offers, travel insurance, domestic lounge access via Mastercard® and international lounge access (overseas) via Lounge Key |
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International services such as fund transfer between your HSBC accounts, 24 hour emergency Premier credit card replacement and emergency cash advance at HSBC Locations Worldwide |
For complete details and definitions on HSBC Premier kindly click here
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| For detailed information on the products and services, eligibility criteria, user guides, terms and conditions, account rules and tariff of charges pertaining to HSBC accounts please visit www.hsbc.co.in |
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HSBC Platinum Credit Card*
Enjoy amazing experiences with the offers and features given below:
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Get 10% cashback (up to 2,000) on spends in the first 90 days of card issuance1 |
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No joining and annual fees |
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Get 2 Airport Lounge Access to Domestic and International lounges or 2 Meal vouchers of INR400 each for use at Airport restaurants & INR250 Swiggy voucher within 60 days of completing first transaction on the HSBC Credit Card |
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Fuel Surcharge Waiver |
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Enhanced Travel Benefits – Air Miles conversion: Jet Airways, Singapore Airlines |
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Discounts on Movies, Flights, Restaurants and more |
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BookMyShow voucher worth 500 on spending over 50,000 in a calendar month (maximum 3,000 per Cardholder per year) |
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Click here for exciting discounts and offers. |
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HSBC Cashback Credit Card:
Enjoy amazing experiences with the offers and features given below: |
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Unlimited cashback on all your transactions |
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Get 1.5% cashback on all online spends (excluding transfer of funds to online wallet) and 1% on all other spends |
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Zero joining fees |
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Annual membership fees INR750 will be reversed if your total annual spend exceeds INR100,000 |
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Get 2 Airport Lounge Access to Domestic and International lounges or 2 Meal vouchers of INR400 each for use at Airport restaurants & INR250 Swiggy voucher within 60 days of completing first transaction on the HSBC Credit Card |
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HSBC Smart Value Credit Card
Enjoy amazing experiences with the offers and features given below: |
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Dynamic Finance Charge interest rates starting from 2.99% p.m., going down to 1.99% p.m. based on credit history and repayment behaviour |
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Attractive Instalment plans at 10.99% p.a. for EMI products booked within first 90 days of card issuance – Applicable for Loan on Phone, Balance Transfer on EMI and Cash on EMI |
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Get 2 Airport Lounge Access to Domestic and International lounges or 2 Meal vouchers of INR400 each for use at Airport restaurants & INR250 Swiggy voucher within 60 days of completing first transaction on the HSBC Credit Card |
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10% cashback of up to INR1,000 |
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No Joining fees, Annual fees of 499 (Waived off for annual spends of 50,000 or more). Amazon Vouchers worth 500 on payment of annual fee |
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Get a BookMyShow voucher worth INR200 on spending over INR15,000 in a calendar month. Cardholders can receive vouchers worth up to a maximum of INR1200 in a calendar year. |
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| HSBC Premier Mastercard Credit Card offered exclusively to HSBC Premier customers. Click here to know more. |
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| *Issuance of credit card is at the sole discretion of The Hongkong and Shanghai Banking Corporation Limited, India (HSBC) and is subject to terms and conditions and external and internal checks/verification. |
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| Please visit www.hsbc.co.in for details, offer validity and detailed terms and conditions. |
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Home Loans that offer new saving opportunities
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We understand that buying a house is one of the most important decision in life, for people across the world. We also know that while most people dream of owning a perfect home, achieving that goal can be quite a challenge, especially when it comes to arrange finance required to make such an expensive purchase. But you can now fulfil this dream by option for Home Loan from HSBC. |
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Loan amount ranging from 300,000 to 100,000,000 |
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Range of approved under-construction properties from top developers to choose from* |
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Smart Home/Smart LAP
A Home Loan/Loan Against Property (LAP) that enables you to save on interest payment and thereby reduce the tenure of the loan.
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Your Smart Home/LAP is operated though a Smart Home/LAP account that acts as a current account with an overdraft limit equal to the amount of the loan disbursed. Your Smart Home/LAP account would be your loan account |
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All you need to do is to put your usual savings in the Smart Home/LAP account. Depending on the savings that you put in the Smart Home/LAP account, you can reduce the quantum of interest paid and thereby the tenure of the loan |
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Loan Against Property
You strive to seize every opportunity and often lack of funds becomes a hindrance in achieving your goals. With Loan Against Property (LAP) from HSBC you can raise funds easily against your residential property.
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Loan amount ranging from 300,000 to 100,000,000 |
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Maximum loan tenure 15 years |
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*Loans are available to Resident Indians for ready properties, select under-construction properties approved by HSBC,
self-construction and home improvement. |
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| From 01 October 2019, all new mortgages (Home Loan & Loan Against Property) will be benchmarked to HSBC’s Repo Linked Lending Rate (RLLR). HSBC’s RLLR is linked to RBI published Repo Rate. |
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| All loans are subject to terms and conditions and are at the sole discretion of The Hongkong and Shanghai Banking Corporation Limited, India (HSBC). The loan amount may vary subject to conditions and other internal credit policy of HSBC. |
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| Please visit Home Loans section on our website www.hsbc.co.in for detailed terms and conditions. |
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Existing HSBC Customer |
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When expenses arise, like your child’s marriage, furnishing your home, higher education for your children or a family holiday you can turn to Personal Loans1 from HSBC.
An HSBC personal loan can support with a Home renovation or other home related expenses, marriage expenses, travel expenses, transferring an existing loan from another bank, purchasing consumer durables or equipment, and any other personal needs and contingencies.
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New to HSBC |
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Apply Now |
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Key features of Personal Loans from HSBC
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Personal Loans with flexible tenure of up to 5 years (i.e. tenure from a minimum of 6 months onwards with additional block of 6 months. You can choose a tenure ranging from 6, 12, 18, 24, 30, 36, 42, 48, 54 or 60 months) |
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Easy monthly repayment through Equated Monthly Installments (EMI) or through Electronic Clearing System (ECS) or by setting up a Standing Instruction (SI) on HSBC bank account |
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Transfer of an existing Personal Loan from another bank in India |
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No requirement of collateral/guarantor |
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Easy documentation, quick processing and disbursal |
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| Loans are also available for other tenure options and rates of interest. |
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| Please visit www.hsbc.co.in for details. |
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HSBC Wealth Management Services |
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We offer tailored wealth solutions based on individual needs, risk appetites and investment objectives. Our financial planning tool called ‘Goal Planner’ will help you manage your financial needs through a detailed financial analysis and risk profiling |
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The Wealth Dashboard and Retail Investment System (RIS) provides the convenience to take informed financial decisions, as you stay updated on the markets and your investments through HSBC Personal Internet Banking |
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For HSBC Personal Banking account customers, Wealth Management Services are available through Personal Internet Banking (PIB) only |
HSBC currently offers investment products from third party entities registered and regulated in India.
Mutual fund investments are subject to market risks. Please read, the Scheme Information Document (SID), Statement of Additional Information (SAI), Offer document, Key Information Memorandum (KIM) and addendums, as applicable, issued from time to time, carefully before investing.
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Online and Self Service Banking |
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SMS ‘CORP’ to 575750. Our representative will call back within 24 hours.
Please contact us from your mobile number registered with HSBC |
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HSBC Internet Banking gives you complete control over your bank and credit card accounts |
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HSBC Mobile Banking app is a convenient and efficient way to help you to take care of your banking needs on the move |
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HSBC SimplyPay app (UPI app), a smart way to make payments that allows you to link your accounts across banks in a single app to pay and collect money in real time |
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HSBC's convenient and flexible Online Bill Payment service to pay your utility bills, insurance premiums, etc. |
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Call our dedicated HSBC PhoneBanking numbers (24x7 for HSBC Advance and HSBC Premier customers) |
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Visit the HSBC India branch most convenient to you |
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| HSBC Global offering for International Executives |
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Set up bank accounts for
home and aboard
Global Banking and benefits: |
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Initiate International account opening while still in India |
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Avail NRE/NRO accounts in your home country India |
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Global View and Global Transfer to manage worldwide HSBC accounts for Premier & Advance |
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HSBC Home & Away – Global
offers across travel, dining and
more |
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For detailed information on the products and services, eligibility criteria, user guides, terms and conditions, account rules and tariff of charges pertaining to HSBC accounts please visit www.hsbc.co.in
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Global Benefits
International recognition: |
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Fee free real time transfers between
your HSBC accounts |
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Preferential rates across products
and services |
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Supplementary debit cards with
worldwide acceptance and free withdrawals at HSBC ATMs |
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International credit card with
worldwide usage |
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Global Premier recognition for you
and your family basis Premier
account in one country |
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Worldwide Safety Net |
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Emergency encashment |
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Emergency card replacement |
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For complete details and definitions on HSBC products and services, eligibility criteria please click here
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International Education features
Preferential rates and more: |
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Preferential rates on remittances |
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Loans for education purposes with preferential rates |
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Transfer credit history to avail
credit products in country of
university |
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Avail benefits from our local and global partnership in Education such as RedPen, THE (Time Higher Education), Oxbridge, etc. |
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Student support via Global research on Value of Education |
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Please visit www.hsbc.co.in for details on our products and offerings, eligibility criteria, and detailed terms and conditions.
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Value added services
Support and Accessibility: |
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Dedicated service desk across key markets |
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24*7 contact center to support your requirements |
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Property management support through renowned partner for Premier |
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Complimentary airport pick up services when visiting India for Premier |
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For complete details, please visit www.hsbc.co.in
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