Switch to HSBC- transfer your Home Loan to HSBC at interest rates starting at 6.64%1

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Name : Are you an existing HSBC Customer : Occupation :
Yes   No
Salaried      Self Employed
Annual Income: City : Mobile Number :
Loans available for listed cities only
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This is not a Loan Application Form. HSBC India reserves the right to seek such documents as deemed fit, for granting a Home Loan. Granting a Home Loan shall be at the sole discretion of HSBC India and the said decision shall be final and non-contestable, under any circumstances. By providing this information, you are providing consent for HSBC or an authorised representative to contact you.



Save more on EMIs or reduce your loan tenure by transferring your Home Loan to HSBC

  • Interest Rates starting at 6.64%1 (floating rate loans2)
  • Up to 0.3% credit3 of the loan amount
  • NIL Processing Fees
  • Top – Up of up to 150% at the same rate4
 

Issued by The Hongkong and Shanghai Banking Corporation Limited, India. Incorporated in Hong Kong SAR with limited liability.

1Interest rates of the loan are subject to change from time to time at the bank’s discretion. The above interest rates are applicable for salaried persons for Normal Home Loan. The interest rates for Self Employed persons and other variants of loans (Smart Home Loan, Loan against Property & Smart Loan against Property) will come at a premium

2The Interest rate on your Floating Rate Home Loan is linked to HSBC's (the Bank) published Repo Rate Linked Lending Rate (RLLR). HSBC’s RLLR would be linked to RBI’s published repo rate rounded o to the nearest 5 bps. The RLLR will be published by the Bank at the beginning of every month and it will be the benchmark rate for RLLR linked Home Loans that are disbursed in that particular month. The floating rate of interest on all the loans disbursed by the Bank will be reset when there is a change in the policy repo rate by RBI. The reset will be done by the 7th calendar day of the following month from RBI’s announcement of change in repo rate. A revision in the applicable rate of interest will lead to a revision in the Equated Monthly Instalment (EMI) or the loan tenure at the Bank's discretion. The applicable rate of interest rate on your loan is the RLLR plus the margin (spread). For further details kindly visit our website www.hsbc.co.in

3Credit up to 0.3% of the loan amount is subject to:

  1. Maharashtra & Ahmedabad: Bonanza of upto 0.3% of the loan amount
  2. Bengaluru: Bonanza of upto 0.2% of the loan amount
  3. Chennai : Bonanza of upto 0.2% of loan amount OR Rs 25K whichever is lower
  4. Hyderabad: Bonanza of upto 0.2% of loan amount OR Rs 50K whichever is lower
  5. Jaipur : Bonanza of upto 0.15% of loan amount

4Top-up up to 150% of the transferred loan value will be at the same rate as base loan and top-up more than 150% will attract 0.50% premium (for the same product type) RBI does not keep funds or accounts of any individual / public / trust. Do not be a victim to any such offers coming to you on phone or email in the name of RBI.

5By filling this form, you would be authorising HSBC representative to call you on your contact number, to provide you further information on Home Loans, irrespective of whether your contact number is registered on DNC / NDNC.