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HSBC Smart Value Credit Card

  • NIL | No Joining Fees
  • EMI | Instalment plans at only 10.99% per annum
  • 3X Rewards | Online, Dining & Telecom
  • Cashback| 10% Cashback up to Rs.1000

Get 2 Airport Lounge Access or
2 Meal vouchers of INR400 +
INR 250 Swiggy voucher on your first transaction

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Minimum Eligibility Criteria - 3 lacs and above
I am a salaried individual. (We offer Credit Cards to self-employed applicants who have an existing Savings or Current account with the bank)
By clicking on 'Apply Now', I hereby authorize HSBC to retrieve my credit information report on my behalf from relevant credit bureaus basis the personal information by me given in this form to check eligibility for my credit card application. I hereby provide my express consent for HSBC representatives to call/SMS/email me on the number/email provided by me on this form. I agree and understand that this will impact my credit score.
To View all terms and Conditions Click here
I Accept the Terms and Conditions   
Am I eligible?

Benefits & Offers

cashback

15% OFF ON DINING

Up to 15% discount at over 1000 restaurants across the country

*Terms & conditions apply
Movie Ticket Offer

INSTANT SAVINGS ON GOIBIBO

Get up to INR1,200 instant discount on domestic flights

*Terms & conditions apply
dining offers

30% OFF ON HOTELS

Get 30% discount at over 400 Treebo hotels using your HSBC Credit Card

*Terms & conditions apply

Exclusive Benefits

Balance Transfer

Transfer the outstanding balance from your other bank credit cards to your HSBC Visa Platinum Credit Card and repay it in easy monthly installments at a lower interest rate.

Instant EMI

Buy a wide range of products and services from electronics to travel and more on your HSBC Visa Platinum Credit Card, and repay in EMIs (Equated Monthly Installments) at your convenience.

Cash-on-EMI

The Cash-on-EMI feature on your HSBC Visa Platinum Credit Card gives you a convenient way to borrow cash and repay in installments at a lower interest rate.

Benefits & Offers

Get 10% cashback

on all purchases during the first 60 days of card issuance

Maximum Cashback upto INR 1000 with a minimum spend amount of INR 5,000 across 5 transactions.

SPENDS

INR 5000

Spends in first 60 days

Annual Savings p.a.

INR 1000

Spends in the first 90 days

Movie Ticket Offer

Get a Bookmyshow voucher worth INR 200 on spending INR 15,000 in a calendar month

Maximum of INR 1200 worth free tickets per cardholder in a year

SPENDS

INR 15,000
(in a calendar month)

Annual Savings p.a.

INR 1200

Offer

Upto 15% Discount on Dining Spends

Upto 15% discount at leading restaurants

Benefit Stated is with an assumption of average restaurant spend of INR 2,000 per month for 12 months

SPENDS

INR 2000
in a month

Annual Savings p.a.

INR 3,600

Reward Points Offer

3 Times Rewards (3X)

on all spends on online, dining, and telecom categories. (Capped at 1000 incremental Reward Points per month)

Benefit stated is with the assumption of INR 7,500 spends per month on the 3 categories (as stated above) for 12 months

SPENDS

INR 7,500
Spends

Annual Savings p.a.

Additional2,700
Reward Points