Bring forward your plans.
It starts today.
Enjoy 6.88% interest rate p.a. when you apply for Cash Instalment Plan online.
It is time that your life's choices are not limited by your finances. With the Cash Instalment Plan (CIP), you can apply for minimum cash advance of RM5,000 and above using your HSBC Credit Card while enjoying 6.88% flat interest rate p.a. on the cash advance amount. It's the easiest way to have what you really want.
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6.88% p.a. flat interest rate p.a. |
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Easy application with no supporting documents required |
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Flexible repayment period of 12, 24, 36, 48 or 60 months with equal monthly instalment amount |
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Convenient funds transfer to your current/savings account at any bank |
Apply for CIP online and enjoy the below offers
Apply for cash advance and pay from as low as RM112.00 per month
| Cash Instalment Plan Amount at 6.88%* p.a. flat |
Monthly Repayment (RM) |
| 12 months |
24 months |
36 months |
48 months |
60 months |
| RM5,000 |
RM445.33 |
RM237.00 |
RM167.56 |
RM132.83 |
RM112.00 |
| RM10,000 |
RM890.67 |
RM474.00 |
RM335.11 |
RM265.67 |
RM224.00 |
| RM15,000 |
RM1,336.00 |
RM711.00 |
RM502.67 |
RM398.50 |
RM336.00 |
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Important Terms & Conditions for Cash Instalment Plan (CIP)
- The maximum amount of CIP application with its applicable CIP interest amount is up to 95% of your HSBC credit card limit.
- HSBC may at its sole discretion 1) approve the CIP amount applied for therein; or 2) approve the CIP at a lower amount from what was applied for therein without further notification to the Eligible Cardholder at the time of approval. However, HSBC will subsequently notify the Eligible Cardholder in writing of the CIP approved at a lower amount and the CIP Monthly Instalment or 3) decline the CIP application.
- During the CIP tenure, the CIP amount will be billed to you by the way of equal monthly instalment. The CIP tenure/monthly instalment cannot be altered or changed.
- The effective rate of CIP varies based on the tenure and is up to 12.70% per annum.
- Upon successful application of CIP, you are deemed to be responsible in servicing the monthly instalment amount which will be posted into your HSBC credit card account and will be reflected in the your statement as part of the monthly minimum payment. Once you have requested for this CIP application, a corresponding amount in your HSBC Credit Card will be reserved for this purpose and this amount shall not be available for you to use until settlement of the CIP amount.
HSBC Online Cash Instalment Plan Programme 2016 (C) Terms and Conditions apply.
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Nominated Account Name
Nominated Account Number
Amount (RM)
Important Terms & Conditions for Cash Instalment Plan (CIP)
- The maximum amount of CIP application is up to 95% of your HSBC credit card limit.
- HSBC may at its sole discretion 1) approve the CIP amount applied for therein; or 2) approve the CIP at a lower amount from what was applied for therein without further notification to the Eligible Cardholder at the time of approval. However, HSBC will subsequently notify the Eligible Cardholder in writing of the CIP approved at a lower amount and the CIP Monthly Instalment or 3) decline the CIP application.
- During the CIP tenure, the CIP amount will be billed to you by the way of equal monthly instalment. The CIP tenure/monthly instalment cannot be altered or changed.
- The effective rate of CIP varies based on the tenure and is up to 12.70% per annum.
- Upon successful application of CIP, you are deemed to be responsible in servicing the monthly instalment amount which will be posted into your HSBC credit card account and will be reflected in the your statement as part of the monthly minimum payment.
- Once you have requested for this CIP application, a corresponding amount in your HSBC Credit Card will be reserved for this purpose and this amount shall not be available for you to use until settlement of the CIP amount.
Click here for the full
Terms & Conditions.