Mode of Applicant Applicant's Appointment of the Bank as Agent
Applicant's Declaration I hereby declare and confirm that I have fully disclosed all the information on my outstanding debt obligations, including both secured and unsecured financing obtained from all financial institutions and other non-bank entities that provide credit facilities (e.g. cooperatives, building societies, credit companies and merchants that provide credit sales) in this application form, and that all the information given in this application form is correct and complete and authorise HSBC Amanah Malaysia Berhad ("the Bank") to confirm this from any source the Bank may choose, including carrying out credit checks and obtaining credit reports and information on me from time to time, from Credit Bureau Malaysia and any other credit reporting agencies registered under the Credit Reporting Agencies Act 2010 (as listed on the Bank’s website at www.hsbcamanah.com.my), and to Credit Bureau Malaysia sourcing and retaining information on me from any available data source and disclosing to the Bank any such information as may be requested by the Bank. I understand that failure to provide full and correct material information that has a bearing on the Bank’s decision whether or not to approve this application, may lead to (i) rejection of this application or (ii) the Bank imposing a profit rate which is higher than that stated in this application form or (iii) termination of the Facility (if granted). I consent and agree that the Bank may disclose and process my information, for purposes as provided for in these Terms and Conditions for HSBC Amanah Personal Financing-i. If the financing tenure extends beyond my retirement age, I am aware of the importance of ensuring that I have sufficient funds to meet the monthly payments for this Facility after my retirement. I hereby authorise: