HSBC - The Hongkong and Shanghai Banking Corporation
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HSBC Personal Loans1 Application Form

1. Financing Requirements
2. Personal Particulars
3. Employment Details
4. Declaration
5. Review Details
6. Complete
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1 / 6 Financing Requirements
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Required fields are marked with an asterisk *

By proceeding to fill in this form, you acknowledge that HSBC may use the information in this form to contact you regarding your application.

If you wish to have a free credit report, you may obtain it within 30 calendar days from the date of approval or rejection of this application via the credit bureau website listed below. Alternatively, you may bring the approval or rejection letter and your NRIC to the credit bureau's registered office to obtain a free credit report.

Credit Bureau (Singapore) Pte Ltd
www.creditbureau.com.sg


My Supporting documents: View more details

My Details

My Details
 
Documentary proof is required eg deed poll
Please provide a valid mobile number as we will notify you of your application status via SMS.

Financing Requirements

My preferred credit limit for Personal Line of Credit 2 is
Or
 

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1For Singaporeans and Singapore Permanent Residents with an annual income with at least S$30,000 but less than S$120,000, total loan amount/ credit limit assigned for HSBC Personal Loans and/or HSBC Credit Card(s) will be capped at up to four times your monthly income as indicated in the income documents submitted, or an amount HSBC may in its discretion determine.

For Singaporeans and Singapore Permanent Residents with an annual income of at least S$120,000, the total loan amount/ credit limit for HSBC Personal Loans will be capped at up to eight times your monthly income as indicated in the income documents submitted, subject to a maximum of S$200,000, or a higher amount which HSBC may in its discretion determine. The maximum credit limit for HSBC Credit Card(s) will be capped at up to six times your monthly income as indicated in the income documents submitted, subject to a maximum of S$100,000, or a higher amount which HSBC may in its discretion determine.

For foreigners residing in Singapore, a minimum annual income of S$40,000 is required and your employment pass must be valid for at least for 6 months or at least 1 year for Instalment Plan (the tenor will be capped at the remaining validity period of the employment pass, rounded down to the nearest whole year). The loan amount/ credit limit for HSBC Personal Loans will be capped at up to one time your monthly income as indicated in the income documents submitted, subject to a maximum of S$200,000, or an amount HSBC may in its discretion determine. The maximum credit limit for HSBC Credit Card(s) will be capped at up to one time your monthly income as indicated in the income documents submitted, subject to a maximum of S$100,000, or a higher amount which HSBC may in its discretion determine.

The loan amount/ credit limit assigned is subject always to your aggregate maximum credit limit with HSBC for all unsecured facilities, regardless of the number of HSBC credit card(s) and/or Personal Loans Facility(ies) you hold or apply for. Should the income documents you submit reflect a lower earned income than what was previously declared, HSBC has the right to adjust the current credit limit to reflect the prevailing earned income.

If you have indicated your preferred credit limit, you understand and agree that this is subject to HSBC review and approval, and that HSBC may assign a credit limit, which may be lower than the amount you have indicated.

+ Terms and conditions apply